Leading Justice is a full-service marketing company working with law firms on a cash-buy basis to sign up fully qualified, fraud-free business interruption cases. Here at Leading Justice, we can customize your firm’s COVID-19 business shutdown advertising needs and help you sign up cases via internal cash buys. Our clients only pay an agency fee to cover the cost of business interruption coverage advertising, plus a fee for each case we sign, and any data we generate for your firm belongs to you. We also cross-qualify all of our contacts, which means any data we generate that doesn’t qualify for the target campaign is evaluated to determine whether it qualifies for another type of claim. By using advanced approaches to target contacts specifically related to businesses being denied coverage for COVID-19 shutdown claims, Leading Justice will increase your firm’s COVID-19 business income loss caseload. If you are interested in helping business owners whose business interruption insurance claims are being denied by insurers in the midst of the COVID-19 pandemic, our extensive consumer reach and direct advertising strategies at Leading Justice give you the competitive edge and confidence you need to allocate your full budget, knowing your money is being spent in the best way possible.
Each law firm we work with at Leading Justice plays an important role in determining how we classify claims as qualified or not. And while our experience working with plaintiff law firms allows us to recognize a great case when we see one, we will customize our COVID-19 business interruption intake specifications to the exact criteria you are seeking. So, if your firm has specific business interruption coverage denial qualifying case criteria you would like us to use, we can train our intake specialists to apply the criteria to each phone call and email they receive. By eliminating the middle man, Leading Justice offers clients the opportunity for internal cash buys of COVID-19 business income loss data with zero chance of fraud.
COVID-19 Business Interruption Coverage Litigation
In the midst of the COVID-19 pandemic, business owners across the country have been ordered to close their doors to help slow the spread of the novel coronavirus. As a result, many of these business owners have suffered significant economic losses and were counting on their business interruption insurance to provide coverage for lost income, extra expenses and other losses related to the government-mandated shutdowns and stay-at-home orders. Unfortunately, many insurers are denying COVID-19 business interruption claims, arguing that the coronavirus health crisis did not cause physical property loss or damage to the business, which is what most business interruption insurance policies require. Business interruption (BI) insurance is designed to provide compensation for income loss and increased expenses resulting from the interruption of normal business operations due to damage to the business property from a covered cause of loss. During COVID-19, insurers are denying BI claims based on two factors: first, that COVID-19-related losses are excluded from business interruption policies, and second, that the virus did not cause physical damage to businesses.
The widespread business shutdowns began in March, at the beginning of the coronavirus crisis, and since then, dozens of individual and class action lawsuits have been filed against BI insurers by business owners with business interruption insurance The lawsuits all involve similar allegations: that the stay-at-home orders and business shutdowns ordered by civil authorities to stem the spread of COVID-19 should trigger business interruption coverage; that they were issued in response to dangerous physical conditions; and that they have caused businesses to sustain physical property loss and damage. Business owners who have been denied business interruption coverage during the coronavirus pandemic are being forced to sue their insurers because they believe their BI policy should provide coverage for the interruption of business operations resulting from COVID-19. The plaintiffs in these COVID-19 business loss lawsuits claim that mass contamination or the threat of mass contamination and closure due to civil order constitute the physical damage required to trigger business interruption coverage.